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Current Rates

Certificate of Deposits as of 05-25-2017

CD TermInterest RateAPY
3 Month CD0.15%0.15%
5 Month CD0.25%0.25%
6 Month CD0.30%0.30%
9 Month CD0.35%0.35%
12 Month CD0.60%0.60%
12 Month Option CD0.70%0.70%
18 Month CD0.75%0.75%
24 Month CD0.80%0.80%
30 Month CD1.00%1.00%
36 Month CD1.10%1.10%
48 Month CD1.15%1.15%
  • $500 Minimum Deposit.
  • Interest on CD’s is compounded quarterly except the 5 month CD, which is compounded monthly.
  • APY = Annual Percentage Yield
  • Rates are subject to change.
  • Certificate of Deposits may be subject to an early withdrawal penalty.

Variable Rate IRA as of 05-25-2017
Variable Time Deposit Open Acct.
APY: 1.51%
Rate: 1.50%

APY = Annual Percentage Yield
Rates are subject to change. IRA’s may be subject to an early withdrawal penalty.


NOW Account

Minimum Opening Deposit $500.00

BalancesRatesAPY’s
$500.00 to $4,999.99.15%.15%
$5,000.00 to $9,999.99.20%.20%
$10,000.00 to $24,999.99.25%.25%
$25,000.00 and above.30%.30%
  • This is a variable rate account; the rate(s) and APY(s)may change after the account is opened.
  • You must maintain a minimum daily balance of $500.00 to obtain the disclosed annual percentage yield. 
  • The period we use to make this calculation is monthly. Fees could reduce earnings on the account.

Money Market Account

Minimum Opening Deposit $1,000.00

BalancesRatesAPY’s
$0.00 to $2,499.990.15%0.15%
$2,500.00 to $9,999.990.20%0.20%
$10,000.00 to $24,999.990.25%0.25%
$25,000.00 to $49,999.990.30%0.30%
$50,000.00 to $99,999.990.40%0.40%
$100,000.00 and above0.50%0.50%
  • This is a variable rate account; the rate(s) and APY(s)may change after the account is opened.
  • You must maintain a minimum daily balance of $1,000.00 to obtain the disclosed annual percentage yield. 
  • The period we use to make this calculation is monthly. Fees could reduce earnings on the account.

Passbook Savings Account
APY: 0.30%
RATE: 0.30%
This is a variable rate account; the rate(s) and APY(s)may change after the account is opened.
Fees could reduce earnings on the account.

Santa’s Club Account
APY: 0.30%
RATE: 0.30%
This is a variable rate account; the rate(s) and APY(s)may change after the account is opened.
Fees could reduce earnings on the account.

Health Savings Account
APY: 0.30%
RATE: 0.30%
This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.